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Casino Over Under – A New Table Game Flavor

Friday, September 8th, 2017

The casino game called Casino Over Under is an easy game to learn and play. The objective is to wager on the total value of three cards after seeing only one. The game is currently up and running at the Magnolia Bluffs Casino in Natchez, MS. PA casinos may be next with a possible launch at Mt. Airy Casino. A demonstration was also presented to the Seneca Niagara Resort and Casino in Niagara Falls, NY.

This table game is a good alternative to blackjack for players who feel overwhelmed by having to learn blackjack basic strategy. It’s also a welcome relief from the new poker variants where novice players may feel intimidated. If you ever placed over/under bets when sports betting, you’ll enjoy Casino Over Under.

How to Play Casino Over Under

This game is played on a blackjack type table with spots for up to seven players and a house dealer. Four, six, or eight decks are used, depending on jurisdiction. The value of the cards are similar to blackjack: 2 through 10 are face value, J,Q,K are worth 10 each, and Aces count only as 11.

All players must first make an ante wager in the appropriate betting position. Players may also make an optional bonus bet, which pays if won even if the original hand is lost to the house. The dealer does not play.

The dealer will then deal each player one card face up. Based on the value of that upcard, players must then make one of three decisions:

  • Make an over bet
  • Make an under bet
  • Fold

The over/under wagers must be equal to the ante. After the wagers are placed the dealer deals two more cards face up concurrently to each player and announces the three card total value for each participant.

Win/Loss Totals

Here’s how the win/loss totals are determined: For example, if a player bet the over, the total of the three cards must be over 23. One example would be: Ace (11) +Q (10) + 6 = 27. Players that bet the under must have their totals under 18. Example: 2+3+J (10) = 15. There are no pushes. Winning hands collect even money for the ante and play bets.

Bonus Wager

Winning bonus bets pay according to the following pay table:

Hand Total Payout

  • 13 – 26 loss
  • 12 or 27 1 to 1
  • 11 or 28 2 to 1
  • 10 or 29 3 to 1
  • 9 or 30. 4 to 1
  • 8 or 31 5 to 1
  • 7 or 32 10 to 1
  • 6 or 33 50 to 1

House Edge & Strategy

The house edge for the ante bet has been calculated at under 2%. For the bonus bet, the edge is 5.6%. These are based on a six deck shoe. The edge does vary depending on the number of decks in play.

Strategy is simple. If your initial card is 5 or less, bet the under. With a 6 or greater, bet the over. Never fold. Good Luck!

Baccarat – A Casino Card Game With III Phases and a Bit of History

Friday, September 8th, 2017

Before I explain this Baccarat game that dates back to the 15th Century, let’s review a brief bit of history. Americans got their first real glimpse of this casino game during the 1962 James Bond movie, Dr. No, when Bond, played by Sean Connery, was winning in a Monte Carlo casino. The game was Chemin de fer.

Phase I – Chemin de fer

In this original version Players wagered among themselves and won or lost with their own money. A dealer shoe rotated around the table counterclockwise after each hand. Players could decline the bank and pass the shoe to the next player. A 5% commission for winning bank hands paid to the house was to cover the casino overhead.

Phase II – Punto Banco

Punto Banco, meaning Player, Banker, was introduced in Nevada from Cuba in the late 1950′s, where it was very popular until Castro closed he mob run casinos. The main difference from the French version is that the house banks the game. A tie bet was added to increase the house edge, and the 5% commission to the house for a winning bank bet remains in place. Eventually the name baccarat, Italian for zero, was coined. Today baccarat is played in high limit rooms throughout the world where millions are won and lost each day.

Phase III – Mini-Baccarat

Eventually gaming establishments saw profit potential with Baccarat however they had to make it attractive to the average player. Hence, a new version was born, Mini-Baccarat.The rules for this game are exactly the same as Punto Banco except one house dealer controls he game for up to seven players. Table minimums are as low as $5 or $10. Numerous optional side bets have been added to increase the house edge.

How to Play Baccarat

The objective of baccarat is for the player to come as close to the number 9 as possible. Aces count as one, 2′s – 9′s are face value and 10′s – K’s count as zero.

Regardless of the number of players, the dealer only deals two hands from a six or eight deck shoe. Prior to the deal players must first place one bet on either the bank hand, player hand, or tie. Croupiers pass the shoe so players have the option in turn to deal the cards. In Mini-Baccarat, the shoe remains in place and the dealer controls all the action.

When a hand is totaled, it cannot exceed 9. If the two cards total more than 9, the first digit is dropped. The second digit becomes the total. Ex: 7,8=15. (the 1 is dropped) total = 5.

Baccarat requires no skill to play. All the player needs to do is place one bet before the deal. The dealer examines both hands to determine if a third and final card should be drawn. The determination is made according to a fixed set of game rules. Here they are:

Game Rules for Player Bet

The player position always draws on a 0, 1, and 2,3,4,5, unless the banker has a natural 8 or 9. Player always stands on 6,7,8, and 9. When the play bet has a natural 8 or 9, the game is over.

Game Rules for Banker Bet

The banker position always draws on a 0, 1, and 2 unless the player has a natural 8 or 9. The banker always stands on 7,8, and 9. When a banker has a natural 8 or 9, the game is over.

Strategy

No playing strategy is required. Always bet the bank which has the lowest house edge at 1.06%, even with the 5% commission owed to the house. A player bet has a house edge of 1.24% while the tie bet that pays 8 to 1 has a whopping house edge of 14%!. This bet is not recommended. A number of optional side bets at the mini tables have house edges from 2 to 13%. These are not recommended.

Good luck!